Silver & Cents
Silver & Cents Surviving Spouse Money Map
A calm money handoff map for couples where one person handles most of the bills, accounts, and financial details.
7-day money-back guarantee: try the first-pass drill this weekend. If it does not make your next step clearer, email us within 7 days for a full refund.
- What money comes in each month
- Which bills cannot be missed
- Who to call for help
- What can wait for a professional
Your surviving spouse money map, step by step
Start with the few answers that matter first, then leave with a concrete next-step plan.Map monthly money
Write the income sources, deposits, regular bills, and payment methods in one calm view.
Name the helpers
List the advisor, tax preparer, attorney, insurance contacts, and trusted family point person.
Locate the accounts
Record where account information lives without putting private numbers in the workbook.
Create the first-week plan
Separate what needs attention quickly from what can wait for professional help.
A plain-English workbook that helps a spouse know what money comes in, what gets paid, who to call, and what not to panic about first.
The Surviving Spouse Money Map is built for a moment people often avoid because it feels too emotional, too messy, too medical, too financial, or too much work.
Instead of asking buyers to solve everything, it gives them a first pass they can complete, share, and build from.
Buyer Fit
Who this is for
This is for people who need relief, clarity, connection, or a first pass now - not someday.
Couples with one money manager
For households where one spouse quietly handles the financial details.
Widows, widowers, and adult children
For families trying to reduce confusion before paperwork becomes urgent.
Financial organizers
For anyone who wants a respectful handoff before handing over private account access.
Results
What this changes
The value is not more information. It is turning a hard, avoided moment into a concrete first action.
Less bill panic
A spouse can see what comes due, how it is usually paid, and who can help.
Fewer mystery accounts
The workbook maps account locations and professional contacts without storing sensitive numbers.
Better first calls
The right advisor, tax pro, attorney, or insurer is easier to reach.
A smaller first week
The plan focuses on urgent money tasks and leaves complex decisions for professionals.
Ready for the first pass?
Download the kit and make the avoided task smaller this week.
Get the Kit - $27First Pass
See the household money picture in one sitting
The first drill shows which bills, income sources, helpers, and account locations would be hard for a spouse to find.
What money comes in each month
Which bills cannot be missed
Who to call for help
What can wait for a professional
Why Silver & Cents
Built by Silver & Cents for the moment people keep avoiding
Silver & Cents readers come for practical, plain-English help. This kit turns that same voice into a downloadable system buyers can finish without a giant project.
Made for the moment people avoid
The kit starts with the hardest blank page and turns it into a first pass someone can finish quickly.
Plain-English prompts
No dense manual, no jargon pileup, and no pressure to make perfect decisions in one sitting.
Printable and editable
Buyers get a printable PDF, fillable PDF, editable DOCX, worksheet CSV, and a plain-text walkthrough.
Built-in boundaries
Each kit clearly says what not to store, decide, diagnose, promise, or treat as professional advice.
Buyer Takeaways
The relief buyers are really paying for
Each kit is designed to make one avoided task feel finishable.
The blank page disappears.
The first drill tells buyers exactly what to answer first.
Preview takeawayThe next conversation gets easier.
Scripts and prompts give buyers words for the moment they were avoiding.
Preview takeawayThe handoff is clearer.
A printable or editable worksheet gives someone else enough context to help.
Preview takeawayIncluded
Everything in the Surviving Spouse Money Map
One-page money map
Bill calendar and payment-method worksheet
Income-source and benefit tracker
Professional contact sheet
Account-location map without private numbers
First-week money checklist
Printable PDF, fillable PDF, editable DOCX, worksheet CSV, and walkthrough
Everything in one package
Printable PDF, fillable PDF, editable DOCX, worksheet CSV, and walkthrough together.
Get the Kit - $27Delivery
What happens after purchase
- Buy through secure checkout.
- Download the kit instantly on the confirmation page.
- Choose the format you want: printable PDF, fillable PDF, editable DOCX, or worksheet CSV.
- Start with the first-pass drill and the core worksheet.
- Use the walkthrough to finish the first pass.
Questions or trouble with a file? Email [email protected] — a real person answers within 24 hours, usually much sooner.
How It Works
Small enough to finish
- Open the kit and read 1-START-HERE.txt.
- Complete the first-pass drill.
- Fill the core worksheet pages that matter most.
- Use the scripts or checklist with one trusted person.
- Choose three next steps for the next 30 days.
FAQ
Good questions before you buy
Is this financial advice?
No. It organizes facts and questions so a spouse can find the right information and professionals.
Should I include account numbers?
No. The map is designed for locations, contacts, and instructions rather than sensitive numbers or passwords.
Can I use this with an advisor?
Yes. It can help prepare facts and questions for a financial, tax, legal, or insurance professional.
Does this replace estate documents?
No. It is an organization workbook and does not create or replace legal documents.
Built-In Boundaries
A money map, not financial advice
The workbook helps buyers organize locations, contacts, due dates, and questions. It does not recommend investments, taxes, withdrawals, claims, account changes, or legal actions.
Important note
Silver & Cents and RetireHub provide general education and organization tools. This kit is not financial, investment, tax, legal, insurance, benefits, Social Security, Medicare, or accounting advice.
Start Here
A plain-English workbook that helps a spouse know what money comes in, what gets paid, who to call, and what not to panic about first.
Get the Kit - $27Instant download after secure checkout, plus an email with your kit link. Questions any time: [email protected] — answered within 24 hours.